Updated: October 30, 2024

Privacy Policy

This Privacy Policy outlines our policies and procedures on the collection, use, and disclosure of your information when you use our Service. It also informs you of your privacy rights under U.S. federal and state privacy regulations, including CCPA/CPRA (California Consumer Privacy Act/California Privacy Rights Act), VCDPA (Virginia Consumer Data Protection Act), CPA (Colorado Privacy Act), CTDPA (Connecticut Data Privacy Act), UCPA (Utah Consumer Privacy Act), CalOPPA (California Online Privacy Protection Act), and the New York SHIELD Act. By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

(Original definitions remain as provided.)

Collecting and Using Your Personal Data

Your Privacy Rights (U.S. Privacy Standards)
Privacy Rights (Applicable to U.S. Residents Under State Privacy Laws)

In alignment with various U.S. state privacy laws, residents of applicable states may have specific rights regarding their personal data. We provide these rights to U.S. citizens in covered states:

To exercise these rights, please contact us at Support@paytracept.com. For states with specific requirements, such as the right to appeal a decision on your data requests, please refer to the “Appeals Process” section.

Types of Data Collected

Personal Data and Usage Data
Our data collection practices are designed for transparency and compliance with U.S. state standards, such as CalOPPA, to ensure accessible information about our data handling. Data collected includes personal data like email, name, and usage data, and is used to improve the Service and personalize your experience.

Sensitive Data Processing
We do not collect or process sensitive data (such as biometric or health data) without explicit opt-in consent in compliance with Virginia, Colorado, and Connecticut regulations. Where relevant, you will be prompted for permission before any such data is collected.

Cookies and Tracking Technologies
Our Service uses cookies and tracking technologies to enhance user experience and analyze usage. You have the right to control your cookie preferences through your browser or device settings. This is in line with CalOPPA’s requirements for transparency regarding online tracking and our commitment to comply with applicable U.S. state laws on cookies and tracking technologies.

Use of Your Personal Data

Personal data is used for purposes that include:

  1. To provide and maintain our Service
  
2. To manage Your Account
  
 3. For the performance of a contract
   
4. To contact You
   
5. For marketing purposes: You may opt out of marketing communications if you choose, in line with your rights under state privacy laws.

We follow data minimization principles, collecting only what is necessary to fulfill these purposes, and limiting retention based on U.S. data protection standards.

User-Generated Content

If the Service allows users to upload content, any content you share is subject to the following:

Under U.S. privacy law, your rights to access, delete, and manage content you upload remain intact.

Retention of Your Personal Data

We retain personal data as long as needed for Service provision, compliance with legal obligations, and legitimate business purposes, and we periodically review our data retention practices. Usage data is generally retained for shorter periods unless required for security, compliance, or to improve Service functionality.

Disclosure of Your Personal Data

We may share or disclose personal data in the following cases:

Our partners must adhere to applicable U.S. privacy laws, including CCPA/CPRA, VCDPA, CPA, CTDPA, UCPA, and the New York SHIELD Act.

Security of Your Personal Data

We implement reasonable administrative, technical, and physical safeguards to protect your data in compliance with the New York SHIELD Act and other applicable laws. However, please be aware that no method of electronic storage or transmission is completely secure.

Breach Notification

In the event of a data breach involving personal data, we will promptly notify affected New York residents and any other impacted individuals in accordance with the SHIELD Act and applicable U.S. state laws. We will take steps to mitigate harm and provide recommendations to safeguard your data.

Termination and Data Management

If you choose to delete your account, we will delete or anonymize your personal data except where retention is required by law or legitimate interests, such as resolving disputes or complying with U.S. legal obligations.

Appeals Process

If you reside in a state that grants the right to appeal data decisions (such as Virginia, Colorado, or Connecticut), you may file an appeal if you disagree with a decision made regarding your data request. To appeal, please contact us at Support@paytracept.com, providing details of your request and our response. We will review your appeal and respond within the timeframe required by applicable law.

Children’s Privacy

Our Service does not target anyone under the age of 13, and we do not knowingly collect data from children. If we find that a child under 13 has provided us with personal data without parental consent, we will promptly delete it.

Links to Other Websites

Our Service may contain links to third-party sites. We are not responsible for the privacy practices or content of these third-party sites and recommend reviewing their privacy policies.

Changes to This Privacy Policy

We may update our Privacy Policy periodically. Updates will be posted on this page, and you are encouraged to review the policy periodically.

Contact Us

For questions regarding this Privacy Policy or to exercise your privacy rights, please contact us at: